Zainol, Zairani and Zainol Ariffin, Zaimah (2014) The approaches for improvements in SMEs hurdle of obtaining funding. International Journal of Applied Business Research, 1 (1). (Unpublished)

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Abstract

The objectives of this study is to: (1) gain an understanding on the challenges and problems faced by SMEs, particularly the micro-businesses; (2) examine the role of government agencies in assisting SMEs in relation to seeking funding; and (3) recommend to the SMEs obstacles in accessing fund from the government and SMEs perspective. The study used qualitative approach through library search and interviews with government agencies and SMEs.The findings of the study concluded numerous financial opportunities were offered to the SMEs, but SMEs, particularly the micro-businesses failed to utilize the opportunities provided.The SMEs are still struggling in their small world; not looking outside, which consequently hinder them from moving forward to compete with the medium and large enterprises.In addition, they also lacking in terms of the knowledge, skills and financial management.In the end, this study proposed recommendations to improve financing system to the SMEs.

Item Type:	Article
Uncontrolled Keywords:	Small and Medium Enterprises, challenges, government, funding.
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	Islamic Business School
Depositing User:	Dr. Zairani Zainol
Date Deposited:	27 Apr 2017 04:13
Last Modified:	27 Apr 2017 04:13
URI:	https://repo.uum.edu.my/id/eprint/21871

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