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Assessing the impact of microcredit programs on participants’ quality of life: A theoretical framework


Mohamed Isa, Zuraidah and Abdul Hakim, Roslan and Ismail, Russayani (2015) Assessing the impact of microcredit programs on participants’ quality of life: A theoretical framework. Advanced Science Letters, 21 (6). pp. 1738-1741. ISSN 1936-6612

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Abstract

The important role of microcredit programs in contributing towards poverty alleviation among the poor is well acknowledged. However, in measuring the effectiveness of the loans offered to the poor, it is not sufficient to just focus on how it helps to reduce poverty level but further consideration should also be given to other terms of measurement of its efficacy; an example of such issues is participants’ quality of life. The quality of life should be valued based on a quality of an individual’s whole life which cannot be segmented and analysed separately. Therefore, the aim of this paper is to provide a rational discussion on the conceptualization of the microcredit participants’ quality of life and to contribute to the literatures in this area. This paper shows that a comprehensive measure of quality of life is needed in assessing the impact of microcredit programs.

Item Type: Article
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions: Othman Yeop Abdullah Graduate School of Business
Depositing User: Prof. Dr. Roslan Abdul Hakim
Date Deposited: 22 Sep 2016 07:12
Last Modified: 22 Sep 2016 07:12
URI: http://repo.uum.edu.my/id/eprint/18639

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