Zakaria, Nur Hafizah and Mohd Kamil, Jastini and Mohd Shaharanee, Izwan Nizal and Tapa, Afiruddin and Omar, Mohd Faizal (2015) Assessing government financial institution of lending decisions for contractors in Malaysia. Advanced Science Letters, 21 (6). pp. 2143-2146. ISSN 1936-6612

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Abstract

One of the leading hindrances for constructor’s business growth in Malaysia is the conservative attitude of financial institution in providing construction loan.The objective of this paper is to explore and understand government financial institution on contractor’s borrowing in Malaysia. First, a framework that classified a set of criteria on loan application assessment was formulated. Second, a survey was conducted to determine the key criteria by testing the theoretical framework with a number of banks.Third, practitioners from five government financial institutions were interviewed in a focus group meeting to explore the reasoning behind the tested framework.Hence, the finding will enable contractors in Malaysia to find a way to enhance the success of their loan application.

Item Type:	Article
Subjects:	H Social Sciences > HG Finance
Divisions:	School of Quantitative Sciences
Depositing User:	Mr. Jastini Mohd Jamil
Date Deposited:	21 Dec 2015 03:18
Last Modified:	28 Apr 2016 02:12
URI:	https://repo.uum.edu.my/id/eprint/16641

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