Shamudeen, Kabir and Ooi, Yeng Keat and Hassan, Hazlinda (2015) Access to microfinance as potential mediator on the relationship between microfinance awareness and entrepreneurial self-efficacy on SME performance in Nigeria: An empirical study. In: Conference on Business Management Research II (CBMR II), 22 December 2015, Star City Hotel, Alor Setar, Kedah.

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Abstract

The purpose of the study is to examine the mediating effect of access to microfinance on the relationship between microfinance awareness, entrepreneurial self-efficacy and SMEs performance in North-Western Nigeria. Several factors have been suggested in previous studies that have been influencing the SMEs performance such as entrepreneurial orientation, dynamic capabilities, market orientation, total quality management, organizational learning, and others.Despite these studies, only few have attempted to consider the influence of microfinance awareness and entrepreneurial self-efficacy on SMEs performance. Even if any, the mechanisms that explain why there is existent relationship has not been sufficiently addressed in the extant literature.Based on the theoretical consideration, access to microfinance as mediating variable has been suggested. A quantitative survey method was used which data were collected from the owner/managers of SMEs in Sokoto State of North-Western Nigeria. From the total of 100 questionnaires distributed, 74 usable questionnaires were returned. Partial Least Squares (PLS) was used for the data analysis. Based on the statistical findings, microfinance awareness and entrepreneurial self-efficacy were significantly related to SMEs performance.Access to microfinance was found to mediate the relationship between microfinance awareness and SMEs performance and also between entrepreneurial self-efficacy and SMEs performance.Future research also suggested in this study.

Item Type:	Conference or Workshop Item (Paper)
Additional Information:	ISBN 978-967-13903-0-6 Organized by: School of Business Management, Universiti Utara Malaysia
Uncontrolled Keywords:	Microfinance awareness, entrepreneurial self-efficacy, Access to microfinance, SME Performance
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	School of Business Management
Depositing User:	Dr. Yeng Keat Ooi
Date Deposited:	04 Feb 2016 07:14
Last Modified:	17 Apr 2016 03:15
URI:	https://repo.uum.edu.my/id/eprint/17087

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