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Investigating factors affecting the intention to use Islamic personal financing

Nik Abdullah, Nik Safiah and Abd. Wahab, Norazlina (2015) Investigating factors affecting the intention to use Islamic personal financing. International Journal of Management Studies (IJMS), 22 (S). pp. 47-60. ISSN 2232-1608

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The purpose of this paper was to examine the main factors that influence consumers’ intention to use Islamic personal financing.A sample of 308 employees from Universiti Utara Malaysia was surveyed.Attitude, social influence, perceived behavioral control, religious obligation and religiosity were examined towards the intention to use Islamic personal financing.The results show that perceived behavioral control proved to be a strong predictor.The findings of this study provide key inputs to an Islamic bank for better planning of Islamic personal financing facilities.

Item Type: Article
Uncontrolled Keywords: Islamic personal financing; intention; usage; shari’ah compliance; religiosity.
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc
H Social Sciences > HG Finance
Divisions: School of Business Management
Depositing User: Mrs. Norazlina Abd. Wahab
Date Deposited: 01 Mar 2017 08:28
Last Modified: 01 Mar 2017 08:31
URI: http://repo.uum.edu.my/id/eprint/21246

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