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Exploring factors that contribute to individual indebtedness among young Muslims


Zainol, Zairani and Daud, Zulkiflee and Khairol Nizam, Aini Nur Hajjar and Ab Rashid, Rosemaliza and Alias, Nursiha (2016) Exploring factors that contribute to individual indebtedness among young Muslims. International Journal of Economics and Financial Issues, 6 (7S). pp. 320-328. ISSN 2146-4138

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Abstract

This research was aimed at exploring the factors that contribute to individual indebtedness among young Muslims.A total of 350 questionnaires were distributed to the target group within the age range of 25 and 45 years old who are facing debt problems and undergoing financial counselling from AKPK in the Northern region of Malaysia, which encompasses the states of Perak, Pulau Pinang and Kedah/Perlis.Of the 350 questionnaires distributed, 149 were usable as the level of debt of the respondents was 40% and above of the total monthly income.The results revealed that the factors contribute to individual indebtedness are personality extraversion, personality neuroticism, lifestyle impulsive buying, purchasing for lifestyle, parental guidance, religious practice and religious principal.

Item Type: Article
Additional Information: Special Issue for "International Soft Science Conference (ISSC 2016), 11-13 April 2016, Universiti Utara Malaysia, Malaysia”
Uncontrolled Keywords: Individual Indebtedness, Young Muslims, Factors
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Tunku Puteri Intan Safinaz School of Accountancy (TISSA)
Depositing User: Dr. Zairani Zainol
Date Deposited: 27 Apr 2017 04:06
Last Modified: 27 Apr 2017 04:06
URI: http://repo.uum.edu.my/id/eprint/21870

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