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Measuring fraud in insurance industry: The case of automobile insurance in Taiwan


Li, Chu-Shiu and Peng, Sheng-Chang and Liu, Chwen-Chi (2007) Measuring fraud in insurance industry: The case of automobile insurance in Taiwan. In: International Economic Conference on Trade and Industry (IECTI) 2007, 3 - 5 December 2007, Bayview Hotel Georgetown, Penang. (Unpublished)

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Abstract

By conducting an extensive exploration on claim data, this paper attempts to investigate the fraud problem in Taiwan automobile physical damage insurance. Based on the different claim patterns between data in calendar year and policy year, excess claims are significantly identified in the last month of policy year. Censored regression provides robust estimation concerning the sources of the fraud payment.

Item Type: Conference or Workshop Item (Paper)
Additional Information: Organized by Faculty of Economics, Universiti Utara Malaysia
Uncontrolled Keywords: automobile insurance, collusion, insurance fraud, excess claim, moral hazard
Subjects: H Social Sciences > HF Commerce
Divisions: College of Arts and Sciences
Depositing User: Mrs. Juwita Johari
Date Deposited: 21 Feb 2011 10:53
Last Modified: 21 Feb 2011 10:53
URI: http://repo.uum.edu.my/id/eprint/2403

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