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Financial crisis: Risk and opportunity


Yong, Lina Yoke Wai (2009) Financial crisis: Risk and opportunity. Discussion Paper. Universiti Utara Malaysia. (Unpublished)

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Abstract

The bursting of speculative bubble in the United States has triggered the international finance crisis. Signal of weak loan growth and slowdown in major economies starting to impact Malaysia. This study intends to show the trend of the risk indicators and opportunity during financial crisis. The relationship among Non-Performing Loans ratio, Loan-to- Deposit ratio, loan growth rate, GDP growth rate and Composite Index has been tested. Besides that, the past trends of Non-Performing Loan ratio, Loan-to-Deposit ratio, loan growth rate, GDP growth rate and Composite Index have been analysed. Most risks are built up during financial booming and only materialise when economy hits downturn. Kuala Lumpur Composite Index shows the past financial crises ended in ways to create opportunities to the economy. Our banking system now is much stronger than the Asian Financial Crisis 1997, as evidenced by the low Non Performing Ratio and relative low Liquidity Ratio, to confront the current financial crisis.

Item Type: Monograph (Discussion Paper)
Additional Information: Master of Science (Banking) - (WBB 6013: Seminar in Banking)
Uncontrolled Keywords: Financial Crisis, Risk, Opportunity, Financial Crisis Risk, Financial
Subjects: H Social Sciences > HG Finance
Divisions: School of Economics, Finance & Banking
Depositing User: Mrs. Norazmilah Yaakub
Date Deposited: 22 Feb 2011 01:27
Last Modified: 26 Apr 2016 00:17
URI: http://repo.uum.edu.my/id/eprint/2447

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