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Agency relationship problems and lending to small businesses


Mahmood, Rosli (2002) Agency relationship problems and lending to small businesses. Banker's Journal Malaysia, 121. pp. 20-23. ISSN 0126-9534

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Abstract

Small businesses rely heavily on bank loans for their financial need banks encounter risks when considering loans to these businesses.Many of these risks are attributed to the agency problems in their relationships.It is also argued that the agency problems are likely to be most significant when the business small.Sometimes these problems affect the willingness of some bank to Provide funds to the small business sector.This paper highlights the agency between commercial banks and small businesses, the use of several loans features to overcome these problems, and to suggest alternatives to increase the accessibility of bank funding to the small business sector.

Item Type: Article
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions: College of Business
Depositing User: Prof. Dr. Rosli Mahmood
Date Deposited: 23 Jul 2013 07:57
Last Modified: 23 Jul 2013 07:57
URI: http://repo.uum.edu.my/id/eprint/8592

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