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Requirements and selection decision of customers in Islamic and conventional banking environment


Haron, Sudin and Ahmad, Norafifah and Planisek, Sandra L. (1992) Requirements and selection decision of customers in Islamic and conventional banking environment. Malaysian Management Journal, 1 (1). pp. 25-33. ISSN 0128-6226

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Abstract

Competition is the main challenge faced by commercial banks globally. They are not only competing just among themselves but also with other institutions within the financial industry. In Malaysia, the competition is becoming fiercer with the existence of banks which operate based on Islamic principles. To attract more customers both the bankers of conventional and Islamic banks should acquire information about factors which influence people in patronising their bank. This study investigates how Malaysian bank users select conventional banks, what services they want, also how they perceive Islamic banking. Results show that there are many similarities between Muslims and non-Muslims in their in their selection of banks and ulitization or services. A slight difference however, exists in their knowledge of Islamic banks.

Item Type: Article
Uncontrolled Keywords: Banks and banking, customers' decision, Islamic banking, conventional banking
Subjects: H Social Sciences > HG Finance
Divisions: UNSPECIFIED
Depositing User: Mrs. Norazmilah Yaakub
Date Deposited: 01 Sep 2010 04:32
Last Modified: 28 Jun 2015 02:40
URI: http://repo.uum.edu.my/id/eprint/911

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