Zainal Abidin, Faudziah (2005) Utilization of kootu among women microentrepreneurs. In: International Seminar on Muslim Women: The future and challenges in shaping the ummah (SEWANI2005) , 2nd-3rd April 2005, Sofitel Palm Resort, Johor. (Unpublished)

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Abstract

This study analysis the role of kootu to women micro-entrepreneurs. In-depth interviews with women micro-entrepreneurs revealed three main functions of kootu: as a form of financial management, as a channel for mobilizing savings, and for capital formation. These functions help mediate the roles some women face as business owners and heads of households for their families. It demonstrates womens experience as borrowers and lenders of money, their willingness to take risks as well as their ability to use credit for productive uses. It also exhibits womens attempts at improving their families standard of living. The prevalent use of kootu also helps explain why it has remained particularly popular among low-income women. In some cases, it has become the primary method of gaining access to credit. The organization of kootu and its procedures may serve valuable: to formal lenders in developing products or services to meet women (credit needs).

Item Type:	Conference or Workshop Item (Paper)
Additional Information:	Organised by Centre for Islamic Studies and Social Development, Universiti Teknologi Malaysia
Uncontrolled Keywords:	women, micro-entrepreneurs, kootu, rotating savings and credits associations, capital formation, mobilizing savings
Subjects:	H Social Sciences > HQ The family. Marriage. Woman
Divisions:	UNSPECIFIED
Depositing User:	Mrs. Juwita Johari
Date Deposited:	08 Oct 2010 07:53
Last Modified:	08 Oct 2010 07:53
URI:	https://repo.uum.edu.my/id/eprint/492

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