Lu, Ming Pey (2026) Bantuan Kewangan Pemangkin Kesejahteraan. (20 August 2026). in Utusan Malaysia, Petaling Jaya, Selangor, p. p. 26. (In Press)

Lu, Ming Pey (2022) Reshaping Banking Services with Digital Innovation. Northern Malaysia Economic Bulletin (04). 08. ISSN 1511-3477

Lu, Ming Pey (2021) Cashless Payments and Banking Performances: A Study of Local Commercial Banks in Malaysia. Technical Report. UUM. (Submitted)

Lu, Ming Pey and Kosim, Zunarni (2021) Factors Affecting Consumers’ Cashless Payment Behaviours Admist the COVID-19 Pandemic. Other. Malaysian Communications and Multimedia Commission (MCMC), Selangor.