Sulaiman, Nor Intan Saniah and Abu Bakar, Azizi and Sawandi, Norfaiezah and Mat Yusof, Muhammad and Ahamd Sauti, Nor Suwaibah and Ahmad, Fakhrul Izzat (2024) Penentu yang Mempengaruhi Tingkah Laku Kewangan Peribadi dalam Kalangan Asnaf. In: 5th International Social Development Conference: Innovation and Cross-Discipline Collaboration in Social Development for Transformative Change, 10/28/2024 - 10/29/2024, EDC Hotel, Universiti Utara Malaysia, Sintok, Kedah Malaysia.