Zainol, Zairani and Daud, Zulkiflee and Khairol Nizam, Aini Nur Hajjar and Ab Rashid, Rosemaliza and Alias, Nursiha (2016) Exploring factors that contribute to individual indebtedness among young Muslims. International Journal of Economics and Financial Issues, 6 (7S). pp. 320-328. ISSN 2146-4138

Zainol, Zairani and Khairol Nizam, Aini Nur Hajjar and Ab Rashid, Rosemaliza (2016) Exploring the Concept of Debt from the Perspective of the Objectives of the Shariah. International Journal of Economics and Financial Issues, 6 (S7). pp. 304-312. ISSN 2146-4138

Ab Rashid, Rosemaliza and Zainol, Zairani and Isa, Mohamad Yazid and Mohd Taib, Hasniza and Khairol Nizam, Aini Nur Hajjar (2019) Exploring the Conceptual Definition of Islamic Financial Literacy from the Quran and Sunnah. Test Engineering and Management, 81 (12). pp. 2920-2932. ISSN 0193-4120