Shafie, Shahril and Kosim, Zunarni (2022) Cabaran Covid-19 dan Digitalisasi Usahawan Wanita. Northern Malaysia Economic Bulletin (21). p. 28. ISSN 1511-3477

Abdul Rahman, Nora Azureen and Kosim, Zunarni and Siew, Goh Yeok (2018) The Characteristics of Household Loans in Conventional and Islamic Banks in Malaysia. International Journal of Academic Research in Business and Social Sciences, 8 (7). pp. 531-541. ISSN 2222-6990

Thi, Lip Sam and Tan, Sek-Choo and Kosim, Zunarni and Ahmad Zawawi, Suryati (2013) Consumer mortgage information search and information disclosures practices in Malaysia. In: 7th Global Business and Social Science Research Conference, 13-14 June 2013, Radisson Blu Hotel, Beijing, China.

Lu, Ming Pey and Kosim, Zunarni (2021) Factors Affecting Consumers’ Cashless Payment Behaviours Admist the COVID-19 Pandemic. Other. Malaysian Communications and Multimedia Commission (MCMC), Selangor.

Abdul Rahman, Nora Azureen and Kosim, Zunarni and Siew, Goh Yeok (2017) Financial Health: Examining the Ability of Malaysian Household in Servicing Their Debts. International Journal of Applied Business and Economic Research, 15 (20). pp. 51-58. ISSN 0972-7302

Abdul Rahman, Nora Azureen and Kosim, Zunarni and Siew, Goh Yoke (2016) Household Indebtedness in Malaysia: A Survey Evidence. International Journal of Trade, Economics and Finance, 7 (4). pp. 102-104. ISSN 2010023X

Kosim, Zunarni and Thi, Lip Sam and Tan, Sek-Choo and Ahmad Zawawi, Suryati (2013) Mortgage selection and consumer confusion in the Malaysian mortgage market. In: 7th Global Business and Social Science Research Conference, 13-14 June 2013, Radisson Blu Hotel, Beijing, China.

Abdul Adzis, Azira and Batten, Jonathan A. and Kosim, Zunarni and Mohamed Arshad, Shamsul Bahrain (2019) White paper: how Malaysian banks can elevate B40 and MSME lending. SSRN Electronic Journal. ISSN 1556-5068

Kosim, Zunarni (2020) The mediating effects of key performance achievement in sale force retention in Malaysian commercial banks. The Journal of Archaeology of Egypt / Egyptology, 17 (4). pp. 1527-1359. ISSN 1567-214X