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Lee, Jade Lee Yoke (2009) Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005. Discussion Paper. Universiti Utara Malaysia. (Unpublished)
Lee, Jade Lee Yoke (2009) Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005. Discussion Paper. Universiti Utara Malaysia. (Unpublished)