Nawai, Norhaziah and Mohd Shariff, Mohd Noor (2013) Determinants of repayment performance in micro finance programmes in Malaysia. In: 2nd Applied International Business Conference (AIBC2013), 7 – 8 December 2013, Labuan School of International Business and Finance, Universiti Malaysia Sabah.

Nawai, Norhaziah and Mohd Shariff, Mohd Noor (2012) Factors affecting repayment performance in microfinance programs in Malaysia. Procedia - Social and Behavioral Sciences, 62. pp. 806-811. ISSN 18770428

Mat Nor, Fauzias and Shaharuddin, Amir and Nawai, Norhaziah and Marzuki, Ainulashikin and Wan Abdullah, W Zainuddin (2017) Qualitative Study of Profit Margin Determinants and Pricing Practices: An Islamic Banking Perspective. International Journal of Banking and Finance (IJBF), 13 (2). pp. 43-93. ISSN 2590-423X

Mohd Shariff, Mohd Noor and Nawai, Norhaziah (2013) Repayment performance in microfinance programs: An individual lending approach. In: Conference on Business Management Research 2013, December 11, 2013, EDC, Universiti Utara Malaysia, Sintok.

Mohd Shariff, Mohd Noor and Nawai, Norhaziah (2014) Repayment performance in microfinance programs: an individual lending approach. In: International Conference on Business Management (ICBM) 2014, 18-19 August 2014, Putra World Trade Centre (PWTC), Kuala Lumpur, Malaysia.

Rahim, Norafni @ Farlina and Shahwan, Syahidawati and Shafii, Zurina and Mirza, Azrul Azlan Iskandar and Sapian, Safeza and Salleh, Supiah and Nawai, Norhaziah and Ibrahim, Norhazlina and Haris, Asmaddy (2018) A Review on Product Development of Islamic Social Finance in Tijari Sector. International Journal of Islamic Business (IJIB), 3 (2). pp. 59-66. ISSN 0127- 662X

Nawai, Norhaziah and Mohd Shariff, Mohd Noor (2011) The importance of micro financing to the microenterprises development in Malaysia’s experience. Asian Social Science, 7 (12). pp. 226-238. ISSN 1911-2017

Mohd Shariff, Mohd Noor and Nawai, Norhaziah (2012) The role of TEKUN Nasional in financing micro enterprise sector in Malaysia. Project Report. UUM Press, Universiti Utara Malaysia.

Mohd Shariff, Mohd Noor and Nawai, Norhaziah (2011) The role of intermediary model in financing micro enterprise sector in Malaysia. Project Report. Universiti Utara Malaysia. (Unpublished)