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Yazid, Ziad Esa and Zainol, Zairani and Abu Bakar, Juhaida (2019) A conceptual model on behavioral intention to use mobile banking in Islamic Banks: the role of religiosity, perceived lifestyle, personal innovativeness and religious authority. In: International Conference on Zakat, Tax, Waqf And Economic Development (ZAWED), 1st – 2nd December 2019, Adya Hotel Langkawi, Malaysia.