Asli, Ani Asmaa and Sawandi, Norfaiezah and Saad, Ram Al Jaffri (2021) The moderating effects of financial literacy on intention towards indebtedness amongst government servants: a proposed framework. Central Asia and the Caucasus, 22 (05). pp. 333-342. ISSN 14046091

PDF - Published Version Restricted to Registered users only Download (818kB) | Request a copy

Abstract

This paper, which is conceptual in nature, discuss the moderating effect of the relationship between several factors that may affect the intention towards indebtedness among government servants. The proposed variables under examination are attitude towards indebtedness, lifestyle and religious obligations while and financial literacy serve as a moderator variable. If validated, the work would be used as a reference to the government, policy makers, regulators practitioners and other stakeholder curbing the adverse of financial illiteracy in Malaysia.

Item Type:	Article
Uncontrolled Keywords:	Indebtedness, Government Servants, Financial literacy
Subjects:	H Social Sciences > HG Finance
Divisions:	Tunku Puteri Intan Safinaz School of Accountancy (TISSA)
Depositing User:	Mrs Nurin Jazlina Hamid
Date Deposited:	05 Jul 2022 08:19
Last Modified:	05 Jul 2022 08:19
URI:	https://repo.uum.edu.my/id/eprint/28719

Actions (login required)

View Item