Mohd Daud, Siti Nurazira and Ahmad, Abd Halim @ Hamilton and Trinugroho, Irwan (2024) Financial Inclusion, Digital Technology, and Economic Growth: Further Evidence. Research in International Business and Finance, 70 (-). p. 102361. ISSN 02755319

Preview

PDF - Published Version Available under License Attribution 4.0 International (CC BY 4.0). Download (1MB) | Preview

Abstract

This paper examines the effects of financial inclusion and digital technology on economic growth. We also investigate the possibility of using digital technology to improve financial inclusion overall and bridge the financial inclusion gender gap. Through dynamic panel data estimation for 84 countries from 2011 to 2017, we find evidence that digital technology would complement the effect of financial inclusion on economic growth through increased usage of financial services as well as bridging the financial inclusion and gender gap. The empirical results are robust to the inclusion of various control variables and changes in specification

Item Type:	Article
Uncontrolled Keywords:	Financial inclusion, Digital technology, Gender gap, Institutional quality, Economic growth
Subjects:	H Social Sciences > HG Finance
Divisions:	School of Economics, Finance & Banking
Depositing User:	Mr. Izhar Hj. Hashim
Date Deposited:	09 Nov 2026 13:28
Last Modified:	09 Nov 2026 13:28
URI:	https://repo.uum.edu.my/id/eprint/34710

Actions (login required)

View Item