Lu, Ming Pey (2026) Bantuan Kewangan Pemangkin Kesejahteraan. (20 August 2026). in Utusan Malaysia, Petaling Jaya, Selangor, p. p. 26. (In Press)

Cheah, Yong Kang and Suleiman, Anita and Ramly, Masliza and Lu, Ming Pey (2025) Demographic Factors Associated with Hiv-Related Knowledge among Transgender Adult: Evidence from Malaysia. Jurnal Pembangunan Sosial (JPS), 28 (1). pp. 1-15. ISSN 1394-6528

Lu, Ming Pey (2022) Reshaping Banking Services with Digital Innovation. Northern Malaysia Economic Bulletin (04). 08. ISSN 1511-3477

Lu, Ming Pey (2021) Cashless Payments and Banking Performances: A Study of Local Commercial Banks in Malaysia. Technical Report. UUM. (Submitted)

Lu, Ming Pey and Kosim, Zunarni (2021) Factors Affecting Consumers’ Cashless Payment Behaviours Admist the COVID-19 Pandemic. Other. Malaysian Communications and Multimedia Commission (MCMC), Selangor.