T., Ramayah and Chin, Yee Ling and Mohd Suki, Norazah and Ibrahim, Amlus (2005) Determinants of intention to use an online bill payment system among MBA students. E-Business (9). pp. 80-91.

Ramayah, T. and Chin, Yee Ling and Mohd Suki, Norazah and Ibrahim, Amlus (2008) Determinants of intention to use an online bill payment system among MBA students. Journal of Technology and Operations Management , 3 (1). pp. 69-84. ISSN 1823-514X