Sally Wong, Ker Yuen and Misiran, Masnita and Md Yusof, Zahayu and Supadi, Siti Suzlin (2022) Impact of Financial Literacy Level on Financial Behavior among Higher Education Students: A Case Study in KDA University. EDUCATUM – Journal of Social Science (EJOSS), 8 (1). pp. 43-52. ISSN 2462-244

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Abstract

Nowadays, financial literacy is becoming a concern in a society particularly, among youngsters. The biggest issue is, the youngsters are lack of understanding on how to control their finances. This study aims to evaluate the financial literacy level among youngsters based on their knowledge, attitude and behavior. At the same time investigating whether financial literacy, gender and household income have a significant influence on the financial behavior of KDA undergraduate students. Primary data was collected through a questionnaire which consisted of few different sections that measure the financial knowledge, attitude and behavior among KDA students. A total sample size of 186 was collected for this study. Reliability test, regression analysis and Pearson’s correlation coefficient were the methods used to analyze the data. The finding concluded that KDA students acquire a medium financial literacy level. Therefore, this study implies that individual, academic authorities, government and NGOs should educate and encourage students to practice good financial management and raise their financial literacy to avoid facing any financial issues in the future

Item Type:	Article
Uncontrolled Keywords:	Financial Literacy, young adult, financial knowledge, behavior, undergraduate
Subjects:	Q Science > QA Mathematics
Divisions:	School of Quantitative Sciences
Depositing User:	Mdm. Sarkina Mat Saad @ Shaari
Date Deposited:	10 Jun 2024 08:21
Last Modified:	10 Jun 2024 08:21
URI:	https://repo.uum.edu.my/id/eprint/30851

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