Chong, Zhi Jing and Thong, Bei Yan and Ho, Yian Nie and Foong, Kar Kei and Misiran, Masnita and Md Yusof, Zahayu (2023) Investigating Factors Affecting Personal Bankruptcy in Malaysia Through Regression Analysis. Journal of Information and Knowledge Management (JIKM), 13 (1). pp. 1-17. ISSN 2231-8836
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Abstract
Investigation on the factors of why people go bankrupt needs to be identified to reduce bankruptcy cases among Malaysians, as the number of bankruptcy cases has significantly increased in Malaysia. This study intended to know the relationship between the unemployment rate, lending rate, non-performing loan, GDP, and household debt toward personal bankruptcy and was investigated using multiple linear regression (MLR) analysis by utilizing the available data from 2005 to 2021 through Malaysia of Department of Insolvency (MDI). The findings suggest that two variables, i.e., the unemployment rate and lending rate, are statistically significant towards personal bankruptcy in Malaysia
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Personal bankruptcy, multiple linear regression, financial literacy, information management |
| Subjects: | Q Science > QA Mathematics |
| Divisions: | School of Quantitative Sciences |
| Depositing User: | Mdm. Sarkina Mat Saad @ Shaari |
| Date Deposited: | 10 Jun 2024 08:19 |
| Last Modified: | 10 Jun 2024 08:19 |
| URI: | https://repo.uum.edu.my/id/eprint/30852 |
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