Isa, Mohamad Yazid and Mohd Hussin, Mohd Yahya (2016) The Impact of BNM Guidelines on Household Loans on Commercial Bank and Islamic Bank Performances. International Journal of Academic Research in Business and Social Sciences, 6 (11). pp. 377-387. ISSN 2222-6990

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Abstract

This paper aims to analyze the impact of BNM guidelines on household loans on Malaysian bank performances. This paper employs panel data analysis which covers 24 banks (12 commercial banks and 12 Islamic banks) and the data consists of bank specific variables, household loans and other macroeconomic variables for the period of 2004-2015. The results reveal that household loans have significant impact on bank performance. Any policy implemented by government in controlling household loans should be imposed carefully because it will give impact to the banking industry and economic growth of the country

Item Type:	Article
Uncontrolled Keywords:	Bank Performance, Bank Negara Malaysia, Guidelines, Household Loans
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	Islamic Business School
Depositing User:	Mdm. Sarkina Mat Saad @ Shaari
Date Deposited:	11 Oct 2024 18:04
Last Modified:	11 Oct 2024 18:04
URI:	https://repo.uum.edu.my/id/eprint/31376

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