Harun, Siti Latipah and Abd Wahab, Norazlina and Mohd Yusof, Rosylin (2018) Islamic Financial Institutions and Real Estate Cycle: A Review. Indian Pacific Journal of Accounting and Finance, 2 (3). pp. 16-23. ISSN 26009161

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Abstract

The role of Islamic financial instuitions is essential in providing Islamic financing specifically to investors and stakeholders to invest in real estate. Therefore, understanding the link of the real estate cycle to the financial institutions is crucial. This is because the real estate cycle is one of the critical elements that will affect financing decisions and strategies of the banking sectors. Hence, this paper employed meta-analysis which aims (1) to systematically review survey the growing literature on real estate cycle and its links to the financial institutions; (2) to highlight possible cross-country trend analysis financial strategy among investors in dealing in with the real estate cycle. The results of the study suggest that during the peak cycle or period of crisis, most investors are risk-averse and increase the risk to the financing of real estate as well. This real estate cycle that occurs almost every 10 years in conventional real estate sectors also give some consequences to the Islamic financial institutions. This paper suggests to investors to understand the real estate cycle and its impact on Islamic financial institutions

Item Type:	Article
Uncontrolled Keywords:	Islamic financial institution, real estate cycle, literature review
Subjects:	H Social Sciences > HG Finance
Divisions:	Islamic Business School
Depositing User:	Mr. Izhar Hj. Hashim
Date Deposited:	05 Nov 2025 12:12
Last Modified:	05 Nov 2025 12:12
URI:	https://repo.uum.edu.my/id/eprint/32558

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