Article

Saad, Ram Al Jaffri (2024) Universiti Juga Berperanan Jayakan KL20. Universiti Juga Berperanan Jayakan KL20. p. 17.

Huang, Chengjie and Zhou, Hang and Wan Ahmad, Wan Norhayati and Saad, Ram Al Jaffri and Zhang, Xinrui (2024) Tax Incentives, Common Institutional Ownership, and Corporate ESG Performance. Managerial and Decision Economics, 45 (4). pp. 2516-2528. ISSN 1099-1468

Nik Abdullah, Nik Herda and Saad, Ram Al Jaffri and Ahmi, Aidi (2022) The influence of strategic management accounting on value creation in government linked companies. International Journal of Business Excellence, 26 (03). pp. 299-320. ISSN 7560047

Ghani, Rusman and Saad, Ram Al Jaffri and Mohamad Shabri, Shafawaty and Abd Wahab, Muhammad Syahir and Ghazali, Mohamad Zulkurnai (2021) Elemen-elemen model tadbir urus koperasi di Malaysia. Advanced International Journal of Banking, Accounting and Finance, 03 (09). pp. 58-74. ISSN 2682-8537

M. Alshater, Muneer and Saad, Ram Al Jaffri and Abd. Wahab, Norazlina and Saba, Irum (2021) What do we know about zakat literature? A bibliometric review. Journal of Islamic Accounting and Business Research, 12 (04). pp. 544-563. ISSN 1759-0817

Asli, Ani Asmaa and Sawandi, Norfaiezah and Saad, Ram Al Jaffri (2021) The moderating effects of financial literacy on intention towards indebtedness amongst government servants: a proposed framework. Central Asia and the Caucasus, 22 (05). pp. 333-342. ISSN 14046091

Rahim, Mohd Syahrir and Saad, Ram Al Jaffri and Abd Wahab, Muhammad Syahir (2021) The perception of professional accountant towards the mandatory continuing professional education. International Journal of Accounting, Finance and Business (IJAFB), 06 (38). pp. 27-34. ISSN 0128-1844

Ishak, Suhaimi and Mohamad Nor, Mohamad Naimi and Shuib, Mohd Sollehudin and Osman, Amirul Faiz and Saad, Ram Al Jaffri (2021) The role of internal audit in governance of Zakat Institution in Malaysia. Turkish Journal of Computer and Mathematics Education, 12 (03). pp. 2568-2571. ISSN eISSN 13094653

Saad, Ram Al Jaffri and Farouk, Abubakar Umar and Abdul Kadir, Dzarfan (2020) Business zakat compliance behavioral intention in a developing country. Journal of Islamic Accounting and Business Research, 11 (2). pp. 511-530. ISSN 1759-0817

Muhammad, Fidlizan and Abdul Razak, Azila and Hussin, Mohd Yahya and Awang, Salwa Amirah and Saad, Ram Al Jaffri (2020) Direct channeling of mosque institution fund in financing waqf projects: accepted or declined? Journal of critical reviews, 07 (06). pp. 560-267. ISSN 23945125

Al Rasyid, Harun and Zainal, Veithzal Rivai and Arafah, Willy and Subagja, Iwan Kurniawan and Saad, Ram Al Jaffri (2020) Effect of effectiveness of principle leadership and implementation of teacher quality improvement strategies in school quality and quality of graduates in junior high school tourism hospitality accommodation west Java-Indonesia. Journal of critical reviews, 7 (04). pp. 50-56. ISSN 23945125

Zauro, Nurudeen Abubakar and Saad, Ram Al Jaffri and Sawandi, Norfaiezah (2020) Enhancing socio-economic justice and financial inclusion in Nigeria: The role of Zakat, Sadaqah and qadrul hassan. Journal of Islamic Accounting and Business Research, 11 (3). pp. 555-572. ISSN 1759-0817

Zauro, Nurudeen Abubakar and Saad, Ram Al Jaffri and Ahmi, Aidi and Mohd Hussin, Mohd Yahya (2020) Integration of waqf towards enhancing financial inclusion and socio-economic justice in Nigeria. International Journal of Ethics and Systems, ahead- (ahead-). pp. 1-15. ISSN 2514-9369

Wandi, Yulfis and Zainal, Veithzal Rivai and Arafah, Willy and Subagja, Iwan Kurniawan and Saad, Ram Al Jaffri (2020) The effect of service quality and product quality on customer satisfaction through customer awareness of Islamic Banks in West Sumatera, Indonesia. Humanities & Social Sciences Reviews, 8 (1). pp. 682-690. ISSN 2395-6518

Uyob, Roslee and Saad, Ram Al Jaffri and Ahmi, Aidi (2019) A review of the study on the impacts of the Extensible Business Reporting Language (XBRL). International Journal Of Scientific & Technology Research, 8 (9). pp. 2320-2329. ISSN 2277-8616

Ishak, Suhaimi and Mohamad Nor, Mohamad Naimi and Shuib, Mohd Sollehudin and Osman, Amirul Faiz and Saad, Ram Al Jaffri (2019) Corporate Governance Practice, Risk Management and Internal Control at Kedah State Zakat Board (LZNK). Humanities and Social Sciences Review, 6 (2). pp. 389-404. ISSN 2165-6258

Sawandi, Norfaiezah and Abdul Aziz, Norazita Marina and Saad, Ram Al Jaffri (2019) Discharging accountability: A case study of a zakat institution in Malaysia. International Journal of Supply Chain Management (IJSCM), 8 (1). pp. 676-682. ISSN 2050-7399

Saad, Ram Al Jaffri and Farouk, Abubakar Umar and Abdul Wahab, Muhammad Syahir and Ismail, Mohammad (2019) What influence entreprenuer to pay Islamic tax (zakat). Academy of Entrepreneurship Journal, 25 (1). pp. 1-13. ISSN 1087-9595

Saad, Ram Al Jaffri and Farouk, Abubakar Umar (2019) A comprehensive review of barriers to a functional Zakat system in Nigeria: what needs to be done? International Journal of Ethics and Systems, 35 (1). pp. 24-42. ISSN 2514-9369

Khoo, Vivian and Ahmi, Aidi and Saad, Ram Al Jaffri (2018) E-commerce adoption research: a review of literature. The Journal of Social Sciences Research (6). pp. 90-99. ISSN 24136670

Farouk, Abubakar U. and Md Idris, Kamil and Saad, Ram Al Jaffri (2018) Moderating role of religiosity on Zakat compliance behavior in Nigeria. International Journal of Islamic and Middle Eastern Finance and Management. pp. 1-19. ISSN 1753-8394

Saad, Ram Al Jaffri and Abdul Wahab, Muhammad Syahir and Md Hussain, Md Hairi (2018) Perceived service quality of zakat institution among Muslim businessmen in Malaysia. AIP Conference Proceedings, 2016. pp. 1-5. ISSN 0094-243X

Khoo, Vivian and Ahmi, Aidi and Saad, Ram Al Jaffri (2018) A comprehensive review on e-commerce research. AIP Conference Proceedings, 2016. pp. 1-10. ISSN 0094-243X

Farouk, Abubakar U. and Md. Idris, Kamil and Saad, Ram Al Jaffri (2017) Determinants of Attitude Towards Zakat on Employment Income in Nigeria. The International Journal of Banking and Finance, 13 (1). pp. 29-48. ISSN 1617-722

Saad, Ram Al Jaffri and Md Idris, Kamil and Shaari, Hasnah and Sawandi, Norfaiezah and Derashid, Chek (2017) Governance of Non-Profit Organizations: A Case of Zakat Institutions in Malaysia. International Journal of Economic Research, 14 (16). pp. 253-265. ISSN 0972-9380

Mat Samsudin, Mohd Amir and Saad, Ram Al Jaffri and Selamat, Mohamad Hisyam and Syahir, Abdul Wahab (2017) Relationship between situational inhibitors and informal learning amongst accountants. Journal of Accounting and Finance in Emerging Economies, 3 (2). pp. 179-185. ISSN 2519-0318

Muhammad, Sani Adamu and Saad, Ram Al Jaffri (2016) The moderating effect of subjective norms on the relationship between peer influence and intention to pay zakat. IOSR Journal of Business and Management (IOSR-JBM), 18 (2). pp. 74-76. ISSN 2319-7668

Muhammad, Sani Adamu and Saad, Ram Al Jaffri (2016) The impact of public governance quality, accountability and effectiveness on intention to pay zakat: Moderating effect of trust on zakat institution. International Journal of Management Research & Review, 6 (1). pp. 1-8. ISSN 2249-7196

Muhammad, S. A. and Saad, Ram Al Jaffri (2016) Determinants of trust on zakat institutions and its dimensions on intention to pay zakat: A pilot study. Journal of Advanced Research in Business and Management Studies, 3 (1). pp. 40-46. ISSN 2462-1935

Saad, Ram Al Jaffri and Abdul Wahab, Muhammad Syahir and Mat Samsudin, Mohd Amir (2016) Factors influencing business zakah compliance behavior among moslem businessmen in Malaysia: a research model. Procedia - Social and Behavioral Sciences, 219. pp. 654-659. ISSN 1877-0428

Muhammad, Sani Adamu and Saad, Ram Al Jaffri (2016) Reliability, validity assessment of subjective norms dimension and its influence on intention to pay zakat. International Journal of Organizational & Business Exellence, 1 (1). pp. 1-6. ISSN 2504-8589

Ghazali, Mohamad Zulkurnain and Saad, Ram Al Jaffri and Abdul Wahab, Muhammad Syahir (2016) A conceptual framework for examining trust towards zakat institution. International Journal of Economics and Financial Issues, 6 (S7). pp. 98-102. ISSN 2146-4138

Abdul Wahab, Muhammad Syahir and Saad, Ram Al Jaffri and Mat Samsudin, Mohd Amir (2016) An investigation of situational inhibitors to informal learning amongst accountants. International Journal of Economics and Financial Issues, 6 (S7). pp. 333-336. ISSN 2146-4138

Saad, Ram Al Jaffri and Haniffa, Roszaini (2014) Determinants of zakah (Islamic tax) compliance behavior. Journal of Islamic Accounting and Business Research, 5 (2). pp. 182-193. ISSN 1759-0817

Abidin, Shamharir and Saad, Ram Al Jaffri (2014) Evaluating corporate reporting on the Internet: the case of zakat institutions in Malaysia. Jurnal Pengurusan, 42. pp. 19-29. ISSN 0127-2713

Saad, Ram Al Jaffri and Yahya, Mohd Azlan and Md Hussain, Md Hairi (2011) The relationship between performance and graphic presentation in unit trusts' annual reports: Malaysian evidence. Journal of Business Management and Accounting, 1 (1). pp. 1-15. ISSN 2231-9298

Saad, Ram Al Jaffri and Yahya, Mohd Azlan and Md Hussain, Md Hairi (2011) The relationship between performance and graphic presentation in Unit Trusts’ Annual Reports: Malaysian evidence. Journal of Business Management and Accounting (JBMA), 1 (1). pp. 1-15. ISSN 2231-9298

Saad, Ram Al Jaffri and Bidin, Zainol and Md. Idris, Kamil and Md Hussain, Md Hairi (2010) Faktor-faktor yang mempengaruhi gelagat kepatuhan zakat perniagaan. Jurnal Pengurusan, 30. pp. 49-61. ISSN 0127-2713

Md Ali, Azham and Saad, Ram Al Jaffri (2006) Impression management: the case of Malaysian financial graphs. International Journal of Management Studies (IJMS), 13 (2). pp. 41-74. ISSN 0127-8983

Monograph

Saad, Ram Al Jaffri and Sawandi, Norfaiezah and Mohd Nasir, Mohd Herry and Shariffuddin, Mohd Dino Khairri and Mat Yusof, Muhammad and Zainol Abidin, Mohd Ashraf (2022) Pembangunan Model Ramalan Tahap Keberkesanan Sistem Penanaman Hidroponik NFT dalam Meningkatkan Pendapatan Golongan Asnaf Zakat B40. Technical Report. Universiti Utara Malaysia. (Unpublished)

Sawandi, Norfaiezah and Abdul Aziz, Norazita Marina and Saad, Ram Al Jaffri (2021) Developing an Investment Model for Productive Management of Zakat Funds by Lembaga Zakat Negeri Kedah (S/O 14286). Project Report. UUM. (Submitted)

Saad, Ram Al Jaffri and Bidin, Zainol and Md. Idris, Kamil and Md Hussain, Md Hairi (2007) Gelagat kepatuhan zakat perniagaan. Project Report. Faculty of Accountancy, Sintok. (Unpublished)

Saad, Ram Al Jaffri and Md Hussain, Md Hairi and Yahya, Mohd Azlan (2005) A correlation between performance and graphic presentation in unit trust’s annual report. Project Report. Faculty of Accountancy, Sintok. (Unpublished)

Conference or Workshop Item

Shariffuddin, Mohd Dino Khairri and Ahmad Apandi, Laila Suriya and Ayub, Zainal Amin and Wallang, Muslimin and Saad, Ram Al Jaffri and Sagena, Uni W and Darus @ Mat Junus, Mariah (2023) The Awareness of Rotu Program: Whether is it Bound on Patriotism? In: Strengthening Governance, Enhancing Integrity and Navigating Communication for Future Resilient Growth, 1-2 March, 2023, Kuala Terengganu, Malaysia.

Shariffuddin, Mohd Dino Khairri and Ahmad Apandi, Laila Suriya and Ayub, Zainal Amin and Wallang, Muslimin and Saad, Ram Al Jaffri and Sagena, Uni W and Darus @ Md Junus, Mariah (2023) ROTU's Perspective on Cyber-Security in Malaysia: Balancing Awareness and Security Threats. In: Strengthening Governance, Enhancing Integrity and Navigating Communication for Future Resilient Growth, 1-2 March, 2023, Kuala Terengganu, Malaysia.

Shariffuddin, Mohd Dino Khairri and Ahmad Apandi, Laila Suriya and Ayub, Zainal Amin and Wallang, Muslimin and Saad, Ram Al Jaffri and Sagena, Uni W (2022) HANRUH: The Malaysia’s Total Defence Policy from the Perspective of Reserve Officer Training Unit. In: International Conference on International Studies (ICIS2022), 15-16 November 2022, Sintok, Kedah, Malaysia.

Shariffuddin, Mohd Dino Khairri and Ahmad Apandi, Laila Suriya and Ayub, Zainal Amin and Wallang, Muslimin and Saad, Ram Al Jaffri and Sagena, Uni W. (2022) The Reserve Officer Training Unit and Soft Skills. In: International Conference on International Studies (ICIS2022), 15-16 November 2022,, Sintok, Kedah, Malaysia.

Saad, Ram Al Jaffri (2018) Analisis penyata kewangan Lembaga Zakat Negeri Kedah (LZNK) bagi tahun 2015 dan 2016. In: Seminar Kebangsaan Transformasi Sosio-Ekonomi Wilayah Utara ke-3, 02 -03 Ogos 2018, Hotel Casuarina@Meru, Ipoh, Perak Darul Ridzuan..

Saad, Ram Al Jaffri and Mohd Nasir, Mohd Herry and Abdul Kadir, Dzarfan (2018) Construct validity of attitude instrument of zakat payment behaviour amongst Muslim entrepreneur in Malaysia. In: 5th International Conference on Accounting Studies (ICAS 2018), 16-17 October 2018, Penang, Malaysia.

Amran, Noor Afza and Sawandi, Norfaiezah and Shaari, Hasnah and Saad, Ram Al Jaffri (2018) Financial Literacy and Financial Management: A Study on Households in Peninsular Malaysia. In: The 4th International Conference on Quantitative Sciences and Its Applications (ICOQSIA 2016), 7-9 Ogos 2018, Pulau Langkawi,Kedah.

Mat Samsudin, Mohd Amir and Selamat, Mohamad Hisyam and Saad, Ram Al Jaffri and Abdul Wahab, Muhammad Syahir (2017) The Relationship between Self-confidence, Self-remembrance and Sincerity among Staff towards Information Systems Outsourcing Success. In: 2nd International Research Conference on Economics Business and Social Sciences, 11-12 July 2017, Park Royal Hotel Penang Malaysia.

Abdul Wahab, Muhammad Syahir and Selamat, Mohamad Hisyam and Saad, Ram Al Jaffri and Mat Samsudin, Mohd Amir (2017) The Relationship between Situational Inhibitors and Informal Learning amongst Accountants. In: 2nd International Research Conference on Economics Business and Social Sciences, 11-12 July 2017, Park Royal Hotel, Penang Malaysia.

Muhammad, Sani Adamu and Saad, Ram Al Jaffri (2016) Factors influencing entrepreneurs intention to pay zakat: evidence from Kano Nigeria. A conceptual frame work. In: International Conference on Government & Public Affairs 2016 (ICOGPA2016), October 5th - 6th, 2016, School of Government, Universiti Utara Malaysia (UUM), Sintok, Kedah, Malaysia.

Abu Bakar, Azizi and Saad, Ram Al Jaffri and Basarud-din, Siti Khalilah (2016) Assessing challenges of implementation halal food certificate among Bumiputera small and medium enterprises. In: Proceeding 6th International Conference on Global Social Entrepreneurship (Kota Bharu) 2016, Kota Bharu ,Kelantan.

Adamu, Sani and Saad, Ram Al Jaffri (2015) The mediating effect of perceived behavioural control on the relationship between zakat law enforcement and intention to pay zakat. In: International Conference on Accounting Studies (ICAS) 2015, Aug 17-20, 2015, Thistle Johor Bahru Hotel, Johor, MALAYSIA.

Abdul Wahab, Muhammad Syahir and Saad, Ram Al Jaffri and Mat Samsudin, Mohd Amir (2015) The influence of situational inhibitors on engagement in informal workplace learning activities amongst Malaysian accountants: A conceptual framework. In: International Conference on Accounting Studies (ICAS) 2015, Aug 17-20, 2015, Thistle Johor Bahru Hotel, Johor, MALAYSIA.

Saad, Ram Al Jaffri and Abdul Aziz, Norazita Marina and Sawandi, Norfaiezah (2014) Islamic accountability framework in the zakat funds management. In: International Conference on Accounting Studies (ICAS) 2014, 18 - 19 August 2014, Putra World Trade Centre, Kuala Lumpur.

Abdul Wahab, Muhammad Syahir and Saad, Ram Al Jaffri and Selamat, Mohamad Hisyam (2014) A survey of work environment inhibitors to informal workplace learning activities amongst Malaysian accountants. In: International Conference on Accounting Studies (ICAS) 2014, 18 - 19 August 2014, Putra World Trade Centre, Kuala Lumpur.

Md Hussain, Md Hairi and Md. Idris, Kamil and Saad, Ram Al Jaffri (2012) Ketelusan di dalam tadbir urus institusi zakat. In: Seminar Isu-Isu Kontemporari Zakat Di Malaysia, 25-27 November 2012, My Hotel, Langkawi, Kedah.

Hashim, Azizi @ Hamizi and Saad, Ram Al Jaffri and Md Hussain, Md Hairi (2011) Kod etika amil zakat: Satu cadangan. In: The World Universities 1st Zakat Conference 2011 (WU1ZC 2011), 22-24 November 2011, Putra World Trade Centre (PWTC), Kuala Lumpur.

Md Hussain, Md Hairi and Saad, Ram Al Jaffri and Hashim, Azizi @ Hamizi (2011) Kod etika amil zakat: Satu perspektif Islam. In: The 5th ISDEV International Islamic Development Management Conference (IDMAC 2011), 13-14 December 2011, Universiti Sains Malaysia, Pulau Pinang.

Saad, Ram Al Jaffri and Md. Idris, Kamil and Bidin, Zainol (2009) Peranan sikap, moral, undang-undang dan penguatkuasaan zakat terhadap gelagat kepatuhan zakat perniagaan. In: International Conference on Corporate Law (ICCL) 2009, 01-03 June 2009, Surabaya, Indonesia.

Saad, Ram Al Jaffri and Md Hussain, Md Hairi and Bidin, Zainol and Md. Idris, Kamil (2008) Gelagat kepatuhan zakat perniagaan: Aplikasi teori tindakan beralasan. In: National Management Conference (NAMAC) 2008, 13-14 December 2008, Primula Beach Resort, Terengganu.

Saad, Ram Al Jaffri and Yahya, Mohd Azlan and Md Hussain, Md Hairi (2006) A correlation between performance and graphic presentation in unit trust's annual report. In: Persidangan Kebangsaan Pengurusan Awam, 11-13 December 2006, Holiday Villa Hotel, Alor Setar, Kedah.

Sawandi, Norfaiezah and Ahmad, Adura and Saad, Ram Al Jaffri (2005) Causes of financial distress: Evidence from PN4 investigative audit findings. In: International Conference on Governance Accountability & Taxation, 05-06 September 2005, Crown Princess Hotel, Kuala Lumpur. (Unpublished)

Md Ali, Azham and Saad, Ram Al Jaffri (2005) Impression management: The case of Malaysian financial graphs. In: International Conference on Governance Accountability & Taxation, 05-06 September 2005, Crown Princess Hotel, Kuala Lumpur. (Unpublished)

Book

Abdul Ghani, Ahmad Bashawir and Saidon, Mohd Kasri and Saad, Ram Al Jaffri (2020) Putera Raja di Bumi Sintok. UUM Press, Sintok. ISBN 978-967-2363-05-7

Abdul Aziz, Saliza and Sawandi, Norfaiezah and Saad, Ram Al Jaffri (2017) Business Accounting. UUM Press, Sintok. ISBN 978-967-2064-50-3

Abas, Zakaria and Abdullah, Zaimah and Saad, Ram Al Jaffri and Md Hussain, Md Hairi and Abd Wahab, Muhammad Syahir and Tan, Chee Yu and Shaari, Hasnah and Sawandi, Norfaiezah and Ayoup, Hazeline (2006) Introduction to managerial accounting 1: Learning strategies to improve student performance. Prentice Hall, Petaling Jaya, Selangor. ISBN 983-3655-37-8

Newspaper

Saad, Ram Al Jaffri (2016) Yang penting apa akhirnya. (13 July 2016). in Utusan Malaysia, p. p. 9.

Saad, Ram Al Jaffri (2016) Zakat dan persepsi buruk masyarakat. (28 June 2016). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2016) Ramadan dan kuasa ilmu. (21 June 2016). in Utusan Malaysia, p. p. 9.

Saad, Ram Al Jaffri (2015) Menjelang pembentangan bajet 2016, esok: Menyediakan bajet patuh syariah. (22 October 2015). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2015) Menyediakan bajet patuh syariah. (22 October 2015). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2015) Audit diri sempena hijrah. (14 October 2015). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2015) Hemat berbelanja di tanah suci. (6 September 2015). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2015) Didik kewangan Islam sempena musim raya. (23 July 2015). in Utusan Malaysia, p. p. 9.

Saad, Ram Al Jaffri (2014) Membayar zakat untuk rakyat Palestin. (22 July 2014). in Kumpulan Utusan.

Saad, Ram Al Jaffri (2014) Relevankah peranan institusi zakat kepada OKU. (10 July 2014). in Utusan Malaysia, p. p. 13.

Saad, Ram Al Jaffri (2014) Halal haram not just on chocolate. (19 June 2014). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2014) Menjuarai sistem kewangan Islam dunia. (28 May 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2014) Manfaat 57 tahun penganjuran tilawah al-Quran. (22 May 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2014) Tanggungjawab menjaga nilai murni profesion perguruan. (15 May 2014). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2014) Tanggungjawab menjaga nilai murni profesion perguruan. (15 May 2014). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2014) Transformasikan pemberian BR1M, elak salahguna bantuan. (7 May 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2014) Zakat untuk pembangunan pendidikan ummah. (28 April 2014). in Utusan Malaysia, p. p. 13.

Saad, Ram Al Jaffri (2014) Usahawan IKS bumiputera jangan ketinggalan. (April 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2014) SPM bukan penentu segalanya. (27 March 2014). in Utusan Malaysia, p. p. 12.

Saad, Ram Al Jaffri (2014) Pelaburan TH tidak patuh syariah. (19 March 2014). in Mingguan Malaysia, p. A4.

Saad, Ram Al Jaffri (2014) Hikmah di sebalik kisah Azizul dan Shalwati. (17 March 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2014) Meminimumkan beban kos sara hidup. (26 January 2014). in Utusan Malaysia, p. p. 12.

Saad, Ram Al Jaffri (2014) Menanti wujudnya universiti wakaf pertama di Malaysia. (2 January 2014). in Utusan Malaysia, p. p. 11.

Saad, Ram Al Jaffri (2013) Menyelongkari asas kekuatan umat Islam. (30 December 2013). in Utusan Malaysia, p. p. 10.

Saad, Ram Al Jaffri (2013) Perlukah PTPTN laksana model mikro kredit AIM. (16 October 2013). in Utusan Malaysia, p. p. 13.

Saad, Ram Al Jaffri (2013) Dana kewangan masjid bukan untuk bermegah. (20 September 2013). in Utusan Malaysia, p. p. 12.

Saad, Ram Al Jaffri (2013) Lestarikan institusi zakat seperti Tabung Haji. (16 September 2013). in Utusan Malaysia, p. p. 17.

Saad, Ram Al Jaffri (2013) Syarikat korporat perlu contohi TH. (10 August 2013). in Utusan Malaysia, p. p. 12.

Saad, Ram Al Jaffri (2013) Menangani isu berkaitan zakat: Usaha perlu dilaksana tingkat kesedaran syarikat tunai kewajipan. (4 August 2013). in Berita Minggu, p. L-33.

Saad, Ram Al Jaffri (2013) Kutip zakat 7 hari, agihannya bagaimana? (12 July 2013). in Utusan Malaysia, p. p. 10.